I prefer to think of the start of a new week, a new day, or anytime in terms of Yeses and No’s.
What Yeses and No’s can you put in place for better boundaries, overall wellness, more margin to pursue a passion, improved relationships, and more?
Let me tell you this: A well-placed “yes” can be the best decision of your life. The right yeses can completely, utterly, fantastically change your trajectory.
Look, these Yeses and No’s aren’t always sexy. Restored order, necessary steps, healthy structures and rhythms — cue the very non-Instagrammable and very real adulting. But they are good and will make you feel a million times better.
One of those things for me was life insurance. I didn’t want to touch that conversation with a 10-foot pole after my divorce and it was among the big life things that I put [[waves hand]] over there to deal with at some later, undefined date.
Maybe you’re doing this, too.
I hardly knew what life insurance was, or if I needed it, or what I needed from it — I literally knew nothing. But, as the sole earner now in my house with five kids, I could no longer ignore this big, looming, unknown quantity.
One small way you can tiptoe into this Big Thing is with a Life Insurance Needs Calculator. This calculator will help you determine your current life insurance needs — and it’s not scary, I promise.
In fact, LIMRA, a life insurance research organization, reports that two-thirds of people overestimate the cost of life insurance by a whopping three times over. Life insurance is accessible and approachable; it’s not as expensive as you may think.
From there, you can take the next step. I love recommending Modern Woodmen for this. This organization has been around since 1883. They don’t have stockholders; and that means decisions are made for members’ best interests. They share three common values: financial security, quality family life, and community impact.
And they can provide you with solutions and financial guidance to help you along the way and help you protect against life’s uncertainties. While nothing can replace you, you can ensure your loved ones are protected and have financial security.
Maybe life insurance is one of your YESES in 2025. It definitely should be. Securing your (and your family’s) financial future is always the right answer.
Modern Woodmen of America. 1701 1st Ave. Rock Island, IL 61201. Product availability varies by states. Individual representatives may not be licensed to sell all products. Paid endorsement.